Real Estate

Real estate training (for Agents) by Dirk Zeller, 6-time, best selling author and CEO of Real Estate Champions, Inc. His books include: Success as a Real Estate Agent for Dummies®, Telephone Sales for Dummies®, Time Management for Dummies®, Your 1st Year in Real Estate, The Champion Real Estate Agent, and The Champion Real Estate Team.

For more real estate training on how you can convert and commit the buyer on the very first consultation, go here: http://www.RealEstateChampions.com/CCB

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Want to get access to FREE Lead Generation, Listing Presentation, Buyer Conversion Tools, 7 Video Training Lessons, and 5 Video Coaching Sessions? Go to http://www.realestatechampions.com/bonus

Video Description: There is a science and strategy to a Champion Level Buyer Counseling Interview. We must compel them to meet early in the process by impressing upon them the advantages of doing so. Dirk reveals how to structure the beginning of this Interview and how to deliver it to a prospect.

Duration : 0:7:31

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http://www.realestateids.com/youtube In this short video, I reveal how Google’s New Search layout affects how you run your real estate business or any business for that matter on the internet. Want to sell your real estate on Google? You need to watch this video because social media plays a big role in Google’s business. This plays a big role in your business as well. You can’t afford to miss it.

Duration : 0:7:38

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Facing Foreclosure on Your Real Estate Mortgage, Short Sale & Loan Modification are Alternatives. Hire an Expert Short Sale Negotiator, Experienced Real Estate Agent. Go To http://RealEstateMarketingThisWeek.com

Part 2 (Excerpt)

Short Sale and Loan Modification; Make sure you Work with an Expert

Were just going to go ahead if we could and just jump right into the short sale information. Jeri, again thank you so much for taking the time to be with us. What is the name of your firm?

Our group is Dream Vesting Group and our brokerage is Keller Williams Arizona Realty.

So that is great, licensed agents with Keller Williams and I know the two of you and I know of your history and we will talk a little bit more about that, but you have been working together for awhile. You and I had a chance to speak about the short sales and your success rate, very, very impressive proven results always helps. So the natural first question for those that are listening today. What is a short sale exactly?

A short sale is a property sale where the bank or lender agrees to accept less than what is owed to them. So the bank is agreeing to take a loss on the sale of your property, and I like what you said earlier about not trusting a loan modification or a short sale to just anybody, you definitely dont want to be the guinea pig and you dont want to approach the bank yourself and ask them to please take a loss because you need to sell your home.

And that is one of the things that is funny nowadays. I know people have seen them pop up all over the town, the ugly yellow bill boards all over the place. Advertising on the radio about loan modifications and they have 100% success rate, all kinds of these different things. The same thing with short sales, you actually have a process and you have a lot of experience doing it, you know the ins and the outs and this isnt a part time job this is a fulltime job.

Absolutely is a fulltime more than fulltime job, the last three Sundays I have been on the phones with lenders when they are open, one of them has a call center in India. I have been on the phone from 10 oclock at night until Midnight and again at 6am with the same lender trying to stop foreclosure.

Well that is good that you have the time, Take the time to do that. I am sorry that you have to work that many hours but you know Kalyn, is it not true that the sooner we get through all of these short sales and loan modifications the better off were all going to be anyway right?

Absolutely, a lot of people ask, what does it take? Who should be considering a short sale? If youre late on your mortgage currently, if your mortgage has adjusted, if you can no longer afford your monthly payment, if you foresee yourself not being able to afford your monthly payments, any of these instances plus several more, you should definitely be sitting down with someone and talking about your options which would be most likely a short sale or loan modification.

Yes the last thing anyone wants, and I mean anyone, is a foreclosure, that is the last resort. Nobody wants a foreclosure; you dont want it on your record, you dont want to have to deal with that. Its a very public event, a foreclosure is, the banks dont want you to foreclose and that is probably why they are so willing to work with you would you say? Absolutely the banks dont want the home back no matter what they tell you.

Exactly and on the loan modification side people try on their own to do this and its true that people can actually do a loan modification on their own but there are so many pitfalls and its just not something you want to try on your own. Surely you dont want to try a short sale on your own. So Jeri let me ask you this, what are some of the main objections?

The main objection that we hear from most of our clients is the cost to them, they already cant afford the payment on their mortgage or they wouldnt be in that particular situation 9 times out of 10 and so they are concerned about cost. Most people have already resigned themselves to the fact that they are losing their home and they dont want to spend any more money on it.

The good news is in a short sale you dont have to spend anymore money, all of the costs are absorbed by the bank. They agree to lose more money basically, so there is no realtor fees and the majority of the time we can negotiate an as is contract so if there are repairs that need to be made they dont come to you and ask you to do it, its just factored into the cost. So its very effective for homeowners.

And again it keeps them from going into foreclosure. They get to stay in the house and they get to save whatever is left of their dignity, some people take it very pride fully as well. So Kalyn, the second most common objection is?

Duration : 0:6:34

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Amidst the Real Estate & Mortgage Meltdown; Foreclosure Fraud & Scams; Real Estates Future is Great. First Time Home Buyers, FHA Loans & Seller Paid Closing Costs. Go To http://RealEstateMarketingThisWeek.com

Part 8 (Excerpt)

Rent skimming and other foreclosure scams Home Owner Beware.

And what rent skimming is, a shark as I like to call them, a shark will go out and find a vacant house, and they will go in and change the locks and maybe clean it up a little if need be but then they will rent it out to somebody. They will move that person into the house, they will get their $1,000 or $1,500 a month rent payment on the house, and 3 or 4 months down the road the repo man comes knocking on the door and says, hey you have to get out. He says this to the tenant of course and the tenant says, hey you dont own the house, and it turns out that the guy that they were paying rent from for the last 3 or 4 months didnt own the house either.

So you are talking about somebody, a shark, who goes out and finds a vacant house, breaks in, changes the locks, cleans it up, puts it up on Craigs list and rents it out and collects the money. He never owned the house, he never had any rights to the house, then all of a sudden the sheriff shows up and says you have to go. How can that be legal? Well its not legal; its not legal at all. Because the person who rented you the house knows that they dont own the house, now of course the tenant doesnt know that.

Now under Fannie Maes new guidelines, that tenant, if they are lucky enough to have Fannie Mae own that property, or own that note, you may actually get to stay in the house because Fannie Mae has some new guidelines that if they have a tenant in the house, they will re-sign a contract with them and let them stay in the house. It didnt say how long but they will let them stay in there for a while.

Wow, that is fantastic. I actually didnt know about that, so Fannie Mae is getting into the property management business. Yes, our government is now becoming a landlord as well as the entity that likes to just hand out trillions of dollars. I believe that you and I have a differing of opinion on this, Dan. I actually think that that is the right thing for Fannie Mae and Freddie Mac to do, primarily because if they sell right now they will sell at a huge loss and they have an opportunity to pick up some capitol at some point, dont you think?

Well, I dont know, it all depends on whether property values keep going up or property values keep going down. But the real issue becomes, is our government in the business of owning real estate? And we can argue about this all day long. There is no need to; there is too much other information you are going to talk about, too many other sharks out there.

What is the crime, I mean realistically, some guy goes in, breaks into the house. Sounds like its breaking and entering to me, then he is collecting monies on a vacant house and well there are a number of crimes, I have to admit I dont have the statute with me but I do know in Arizona there is a statute specifically about this very practice. And that would be Terry Goddards website? I would suspect that you could go there and find it.

But real quick here before we run out of time, there are two other quick things I wanted to talk about one just happened to a friend of mine recently where her daughter moved out of a house that she had been living in for years and she moved to another state and the house went vacant. Well, she hadnt been gone for more than a few weeks and the mother, who was going to help her work on a short sale, went over to the house one day and found that the locks were changed.

And I immediately think, Oh, Oh were dealing with a rent skimming situation here. Well it turns out the lender, who does not own the house yet, because there has not been a foreclosure sale, came by, saw the house was vacant, opened the door, changed all the locks on the house and now essentially is not really willing to give the keys to the owner. I couldnt quite figure that one out, especially when I found out that two weeks later they still had not gotten the keys from the lender.

So just be careful of that and the one thing I want, the last thing I will talk about is that a buddy of mine works repos over in California and I think its happening here a little bit, where what will happen is when you are in a foreclosure situation you will have all kinds of people knocking on your door. Some of these people want to come by and buy the stuff out of your house.

Duration : 0:7:10

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Produced by Realty.com. Lean more about the San Francisco housing market including average home price, average income, and the local tax rate.

To gain access to property listings including the MLS, for sale by owners (FSBO), foreclosures, and more, visit http://www.realty.com .

Duration : 0:0:58

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Channel 8 News Dallas Real Estate Report. Insight into new construction market and current buyer trend. Highlighting New Construction Home Discounts and Incentives from local Dallas Home Builders. Featuring DFW Urban Realty, Broker Kenneth Cox. For More Info visit http://www.buyandselldallas.com

Duration : 0:4:17

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Remarkable Custom built home in highly sought after North Oldham School District with Luxury upgrades. Private Culdesac lot (fully fenced backyard..2007) backs up directly to green lawn (Zurich Park). New Stately Pergola graces curved concrete patio and beautiful outdoor Stone Fireplace (2007). Irrigation System & Speaker System in Interior & Exterior of home. Entertaining is a breeze with this layout…gorgeous tile extends from the foyer to the gourmet style kitchen (center island too) with brand NEW Granite Countertops (Dec. 2007) and NEW Maple Cabinetry with Rope Molding (2007). Breakfast area is surrounded by windows and flooded with natural light. 1st floor family features brick mantled fireplace and huge bay windows that overlook parklike backyard. Grand 2nd Floor Master’s Suite features vault ceiling, large closet, master bath with tile floor, separate shower, dual vanity. 3 Additional Bedrooms Up are large as well. Finished basement (1,234 sq. ft in 2007) features 2nd family room with bar, Full tiled bath, PLUS 3 Additional Rooms (No Egress). Maintenance Free Brick exterior. 3 Plus Car Garage PLUS extended driveway. New Landscaping in Front & Backyard (2007). Irrigation System & Speaker System in Interior & Exterior of home. Home has been meticulously taken care of by sellers. GlenOaks Country Club membership available for additional fee…Pond behind Zurich Park can be used by Moser residents to fish. Moser Farms has playground, 2 parks, nature preserve, trails, sidewalks. Seller is offering a 1 Year Home Warranty

For more information visit:

http://www.stephaniemattingly.net

Duration : 0:6:18

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Edwin Baloloy 714-501-2732
www.WheresMyEquity.com
Do you know someone trying for a loan modification? If you live near Fullerton, Brea, Yorba Linda, Placentia, or Anaheim, I can help you stay on top of your lender’s foreclosure timetable.

If you’ve missed payments, the lender may have already started the foreclosure process. I’m seeing more homeowners in recent weeks LOSING their home while they think the lender is “working” on a loan modification. In some of my own experiences with negotiating short sales, I’ve encountered lenders that have thought no trustee sale is active when in reality the trustee still has an active sale date. Make sure you’re aware how to look up your sale date!

Duration : 0:3:31

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Lake Norman Real Estate Luxury living at lake Norman and Charlotte NC has caught the eye of YATES PRODUCTIONS. Executive Producer & Real Estate Developer, Lane Yates, hopes to team up with Hollywood elites and begin shooting a mini TV promo series similar in flair to the new Miami weekly series, BURN NOTICE. The short movie clips will be shot LIVE on LAKE NORMAN and will feature the lifestyles of the young & rich enjoying their multi-million dollar esate homes and super TOYS. The purpose of the mini movies is to anchor national exposure for the charlotte and lake community.
Information call: 704-232-7238 or visist http://www.sunnyyates.com

Duration : 0:2:53

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Maintained, Updated, Big Lot Houlton Maine Home Near Schools, Conveniences. Vinyl Sided, Kitchen Appliances Stay, 1.5 Baths, New Roof, Windows, Asking $139,900 info@mooersrealty.com 207.532.6573 Log On http://www.mooersrealty.com

Duration : 0:3:32

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