Real Estate

Real estate for sale at 7705 Locust Ct Port Tobacco MD 20677 – for more info visit http://karengugliottalnfre.com – Picture yourself in this tudor style home built-in bookshelves freshly painted newer carpets in bedrooms level corner lot that backs to trees no hoa acreage prestigious neighborhood just minutes from la plata and stores yet rural. jacuzzi tub 4 bedrooms 2 and a half baths library with built-ins new stainless steel kitchen appliances pictures are up – For other real estate listings in this area visit http://www.longandfoster.com.

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Real estate for sale at 6020 Crayfish Ct Bryantown MD 20617 – for more info visit http://juliecronan.lnf.com – New sub-division in sought after bryantown. 3 acre lots many stlyes to choose from .this is only one of them!prices as low as $389900. – For other real estate listings in this area visit http://www.longandfoster.com.

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Watson Realty Corp.’s Wendell Davis discusses the Florida housing worries.

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$149,900 View more info at http://www.ChrisCosco.com or call (906) 362-4747 Beautiful building spot for your Lake Superior Waterfront Home! 1.20 acres with 150 feet of Lake Superior frontage! Conveniently located between Marquette and Munising, youre just a short distance from Pictured Rocks National Lakeshore, Grand Island and the Hiawatha National Forest where you can enjoy gorgeous views of Lake Superior! Life by the lake could be yours!

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Real estate for sale at 7373 Tilghman Island Rd Sherwood MD 21665 – for more info visit http://cliffordmeredith.lnfre.com – Langdon farm 18th century brick colonial is a true treasure of talbot county.the highest level of craftsmanship is noticed in the elaborate mouldings fireplaces w/ carved mantels bookcases and hand-painted wallpaper throughtout the 10000+/- sq.ft home.the property enbraces the shore w/ broad water views dock & deep water beautiful gardens & spectacular landscaping.see listing agent for ease – For other real estate listings in this area visit http://www.longandfoster.com.

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REDUCED TO $128,500!!! This 4 bed, 1 bath offers all the charm you would expect from a Victorian era home. Much of the original wood work remains. Updates include updated bathroom, window inserts, and electrical. Home boasts 2,194 sq ft and huge walk-up attic which could be finished to create even more square footage! Downstairs layout includes kitchen, dining room, living room and 2 bedrooms (10×10, 8×9), upstairs includes 2 beds (13×14, 10×9) and bath. Great location within walking distance to NMU; Marquette General Hospital; grade schools; and downtown/Third Street shops and restaurants. Nice corner lot and great wraparound porch with Victorian spindle and column detail, off-street parking available. At $63 per square foot in the city of Marquette – you cant beat the price!

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Real estate for sale at 5788 Western View Pl Mount Airy MD 21771 – for more info visit http://kmsellshomes.com – Immaculate split level with beautifully updated kitchen and baths wood floors open floor plan and lots of natural light. outdoor paradise with gorgeous level lot backing to trees with sparkling inground pool and large outdoor spa perfect for relaxing on starlit winter evenings. multi-level deck 2-car garage and quaint garden shed. this home is the perfect package with a great culdesac location – For other real estate listings in this area visit http://www.longandfoster.com.

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www.intelius.com – Christi talks about People Search, a product provided by Intelius that can be used for many applications.

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Real estate for sale at 7408 Livingston Rd Oxon Hill MD 20745 – for more info visit http://ggsellshomes.com – This is a very unique situation. business space for lease–in addition hair salon business is for sale for 60000.00. fully equipt salon. in prime location on busy livingston road. expand your business or start your own hair salon business. two workers with existing clients willing to stay and rent booth from you!! there was also thriving tatooing business previously in this location. – For other real estate listings in this area visit http://www.longandfoster.com.

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Facing Foreclosure on Your Real Estate Mortgage, Short Sale & Loan Modification are Alternatives. Hire an Expert Short Sale Negotiator, Experienced Real Estate Agent. Go To http://RealEstateMarketingThisWeek.com

Part 2 (Excerpt)

Short Sale and Loan Modification; Make sure you Work with an Expert

Were just going to go ahead if we could and just jump right into the short sale information. Jeri, again thank you so much for taking the time to be with us. What is the name of your firm?

Our group is Dream Vesting Group and our brokerage is Keller Williams Arizona Realty.

So that is great, licensed agents with Keller Williams and I know the two of you and I know of your history and we will talk a little bit more about that, but you have been working together for awhile. You and I had a chance to speak about the short sales and your success rate, very, very impressive proven results always helps. So the natural first question for those that are listening today. What is a short sale exactly?

A short sale is a property sale where the bank or lender agrees to accept less than what is owed to them. So the bank is agreeing to take a loss on the sale of your property, and I like what you said earlier about not trusting a loan modification or a short sale to just anybody, you definitely dont want to be the guinea pig and you dont want to approach the bank yourself and ask them to please take a loss because you need to sell your home.

And that is one of the things that is funny nowadays. I know people have seen them pop up all over the town, the ugly yellow bill boards all over the place. Advertising on the radio about loan modifications and they have 100% success rate, all kinds of these different things. The same thing with short sales, you actually have a process and you have a lot of experience doing it, you know the ins and the outs and this isnt a part time job this is a fulltime job.

Absolutely is a fulltime more than fulltime job, the last three Sundays I have been on the phones with lenders when they are open, one of them has a call center in India. I have been on the phone from 10 oclock at night until Midnight and again at 6am with the same lender trying to stop foreclosure.

Well that is good that you have the time, Take the time to do that. I am sorry that you have to work that many hours but you know Kalyn, is it not true that the sooner we get through all of these short sales and loan modifications the better off were all going to be anyway right?

Absolutely, a lot of people ask, what does it take? Who should be considering a short sale? If youre late on your mortgage currently, if your mortgage has adjusted, if you can no longer afford your monthly payment, if you foresee yourself not being able to afford your monthly payments, any of these instances plus several more, you should definitely be sitting down with someone and talking about your options which would be most likely a short sale or loan modification.

Yes the last thing anyone wants, and I mean anyone, is a foreclosure, that is the last resort. Nobody wants a foreclosure; you dont want it on your record, you dont want to have to deal with that. Its a very public event, a foreclosure is, the banks dont want you to foreclose and that is probably why they are so willing to work with you would you say? Absolutely the banks dont want the home back no matter what they tell you.

Exactly and on the loan modification side people try on their own to do this and its true that people can actually do a loan modification on their own but there are so many pitfalls and its just not something you want to try on your own. Surely you dont want to try a short sale on your own. So Jeri let me ask you this, what are some of the main objections?

The main objection that we hear from most of our clients is the cost to them, they already cant afford the payment on their mortgage or they wouldnt be in that particular situation 9 times out of 10 and so they are concerned about cost. Most people have already resigned themselves to the fact that they are losing their home and they dont want to spend any more money on it.

The good news is in a short sale you dont have to spend anymore money, all of the costs are absorbed by the bank. They agree to lose more money basically, so there is no realtor fees and the majority of the time we can negotiate an as is contract so if there are repairs that need to be made they dont come to you and ask you to do it, its just factored into the cost. So its very effective for homeowners.

And again it keeps them from going into foreclosure. They get to stay in the house and they get to save whatever is left of their dignity, some people take it very pride fully as well. So Kalyn, the second most common objection is?

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